Friday, August 13, 2010
Friday, July 16, 2010
Radio Show- You can hear it here!
This week I was fortunate enough to be able to be a guest on KCBQ's Real Talk Real Estate. It was a very interesting experience! If you didn't get a chance to hear me on the radio, you can listen here!
Thursday, July 8, 2010
If you’re going to live in San Diego you should read these Earthquake Safety Tips!
Earthquake SAFETY TIPS
Earthquakes can strike without warning, and being prepared for such a disaster can mean the difference between life and death. Here are some tips to help you and your loved ones make it through a quake:
- Those living in areas not prone to earthquakes can respond quickly to the plight of disaster victims in quake zones by complacently smirking and saying, "I told you so."
- To minimize loss and damage in a quake, try not to own things.
- Experiencing an earthquake is terrifying, but a majority of people caught in one do survive. During the tremors, try to resist the temptation to have sex with pets or houseplants.
- Practice your burrowing-out-from-under-40-tons-of-rubble skills ahead of time.
- Look out your window often. If you see a large, zig-zag-shaped crevasse moving rapidly from the horizon toward your home, step either to the right or the left.
- Do you have a treasured childhood toy? Perhaps a stuffed animal, such as a teddy bear? Well, let's see Mr. Bear help you now.
- For those who fear earthquakes, it may comfort you to know that a majority of the damage during the 1906 San Francisco earthquake did not come from the tremors themselves. Instead, it was from the raging, out-of-control fires that consumed most of the city.
- A doorway is the safest place to be during a quake. Eat, sleep and work in doorways.
- Be sure to mail your house insurance payments a full five business days before a major earthquake strikes.
- In the event of a quake, get under something heavy, such as a desk, a table or your uncle.
- If you are caught in a major earthquake in Southern California and are part of the entertainment industry, take a moment or two to reflect on how grossly you've wasted your life.
Friday, June 25, 2010
Local agent speeds up the house-hunting process in San Diego with a real estate search for any cell phone.
FOR IMMEDIATE RELEASE
Local agent speeds up the house-hunting process in San Diego with a real estate search for any cell phone
May 2010 (San Diego, CA)—One of the top real estate agents in San Diego is introducing a way for clients to view all of the homes for sale in the area with any cell phone. Max Folkers with Re/Max Pacific is providing clients with a mobile real estate search created by Smarter Agent that makes it possible to search all local property listings from their mobile device, regardless of whether it is listed by Max Folkers or another broker or agent. Max Folkers’s mobile real estate search is the only house-hunting tool that works on 95% of cell phones across all carriers.
With Max Folkers’s Smarter Agent application, interested home buyers can be in any neighborhood and view detailed property information at the touch of a button. The GPS technology in the mobile phone, when available, locates users and pulls up addresses and information on listings in their immediate area. Sales price, square footage, tax information, beds/baths, interior and exterior features, pictures and more become available instantly in the palm of their hand.
Consumers can also search by address, community name, city or zip code when GPS is not available, or if they want to search for real estate in an area other than their current location.
The “Call to See” feature within the mobile application will connect users to Max Folkers if they have questions or want to schedule a tour of the property.
“Our team continues to offer the latest in technology to make the home search as quick and easy as possible. Smarter Agent has the leading technology in this field,” said Max.
Consumers can get Max Folker’s mobile real estate search on their cell phone by visiting www.maxfolkers.com for easy instructions or by texting MAXMAX to 87778 to receive a text message with a link to download the mobile real estate application.
Smarter Agent is available as a fully downloadable application on hundreds of devices across Sprint, AT&T, T-Mobile and Verizon Wireless. A premium mobile web version is also available on 95% of cell phones. The fully downloadable application is free to download on Sprint devices, BlackBerry devices, the iPhone, and Google's Android G-1. The premium mobile web version is free to access.
Local agent speeds up the house-hunting process in San Diego with a real estate search for any cell phone
May 2010 (San Diego, CA)—One of the top real estate agents in San Diego is introducing a way for clients to view all of the homes for sale in the area with any cell phone. Max Folkers with Re/Max Pacific is providing clients with a mobile real estate search created by Smarter Agent that makes it possible to search all local property listings from their mobile device, regardless of whether it is listed by Max Folkers or another broker or agent. Max Folkers’s mobile real estate search is the only house-hunting tool that works on 95% of cell phones across all carriers.
With Max Folkers’s Smarter Agent application, interested home buyers can be in any neighborhood and view detailed property information at the touch of a button. The GPS technology in the mobile phone, when available, locates users and pulls up addresses and information on listings in their immediate area. Sales price, square footage, tax information, beds/baths, interior and exterior features, pictures and more become available instantly in the palm of their hand.
Consumers can also search by address, community name, city or zip code when GPS is not available, or if they want to search for real estate in an area other than their current location.
The “Call to See” feature within the mobile application will connect users to Max Folkers if they have questions or want to schedule a tour of the property.
“Our team continues to offer the latest in technology to make the home search as quick and easy as possible. Smarter Agent has the leading technology in this field,” said Max.
Consumers can get Max Folker’s mobile real estate search on their cell phone by visiting www.maxfolkers.com for easy instructions or by texting MAXMAX to 87778 to receive a text message with a link to download the mobile real estate application.
Smarter Agent is available as a fully downloadable application on hundreds of devices across Sprint, AT&T, T-Mobile and Verizon Wireless. A premium mobile web version is also available on 95% of cell phones. The fully downloadable application is free to download on Sprint devices, BlackBerry devices, the iPhone, and Google's Android G-1. The premium mobile web version is free to access.
Friday, June 4, 2010
Friday, May 28, 2010
Tuesday, May 25, 2010
My office just acquired 42 Brand New Pre-list opportunities! Here's your chance!http://ping.fm/EayAp
42 new Pre-list Opportunities! Something for everyone
We've got a lot of great new opportunities that have come up This week alone, our office acquired 42 brand new pre-list properties. These are all bank (or investor) owned and have not hit the market yet! Here is your chance to get in on the (up to) $10,000 CA tax credit (yes, there is still some time!) Click here for the list. Be sure to contact me asap if any of these home interest you!
Friday, May 21, 2010
Friday, May 14, 2010
Friday, May 7, 2010
Tuesday, May 4, 2010
This has nothing to do with real estate, but is a great story. Make-a-Wish is an incredible organization. http://ping.fm/5YPph
Friday, April 30, 2010
Monday, April 26, 2010
Wednesday, April 21, 2010
POsting this again because it's THAT nice of a house!!! Mission Hills Custom home w/ oasis backyard! http://ping.fm/vbdcv
For Sale: 3BR/2BA Single Family House w/pool & spa in La Mesa, CA, $499-539,000! http://ping.fm/WncRs
Monday, April 19, 2010
Friday, April 16, 2010
California's Tax Credit Monies May Go Fast!
CALIFORNIA'S TAX CREDIT MONIES MAY GO FAST
The $100 million allocated for California's first-time homebuyer tax credits may be depleted in about 10 to 20 days or sooner, according to C.A.R.'s Economics team. California's Franchise Tax Board (FTB) plans to begin accepting applications on May 1, 2010 for tax credits up to $10,000 for first-time homebuyers and for homes that have never been previously occupied. However, the total tax credit allocation for all taxpayers is $100 million for first-time homebuyers and $100 million for new homes, both on a first-come, first-served basis.
C.A.R.'s forecast of 10 to 20 days to deplete the $100 million allocation for first-time home buyers is based on estimated May sales figures and other parameters. It does not take into account the possibility that buyers scheduled to close escrow in April may delay closing until May to take advantage of the tax credit. If a shift in closings from April to May occurs, the first-time homebuyer tax credits may be depleted even more quickly than indicated above.
Applications for the California tax credit must be faxed to the FTB after escrow closes. The FTB will update its website when the 2010 application form and other information become available.
REALTORS® are reminded not to give their clients any tax or legal advice, such as the availability of funds under the California tax credit program. Agents should encourage their clients to seek specific advice from an accountant, attorney, or other professional as they deem appropriate.
For more information, please refer to C.A.R.'s Homebuyer Tax Credit Chart 2010.
The $100 million allocated for California's first-time homebuyer tax credits may be depleted in about 10 to 20 days or sooner, according to C.A.R.'s Economics team. California's Franchise Tax Board (FTB) plans to begin accepting applications on May 1, 2010 for tax credits up to $10,000 for first-time homebuyers and for homes that have never been previously occupied. However, the total tax credit allocation for all taxpayers is $100 million for first-time homebuyers and $100 million for new homes, both on a first-come, first-served basis.
C.A.R.'s forecast of 10 to 20 days to deplete the $100 million allocation for first-time home buyers is based on estimated May sales figures and other parameters. It does not take into account the possibility that buyers scheduled to close escrow in April may delay closing until May to take advantage of the tax credit. If a shift in closings from April to May occurs, the first-time homebuyer tax credits may be depleted even more quickly than indicated above.
Applications for the California tax credit must be faxed to the FTB after escrow closes. The FTB will update its website when the 2010 application form and other information become available.
REALTORS® are reminded not to give their clients any tax or legal advice, such as the availability of funds under the California tax credit program. Agents should encourage their clients to seek specific advice from an accountant, attorney, or other professional as they deem appropriate.
For more information, please refer to C.A.R.'s Homebuyer Tax Credit Chart 2010.
Thursday, April 15, 2010
Tuesday, April 13, 2010
No More State Tax on Forgiven Debt
Distressed homeowners no longer have to pay California state income tax on debt forgiven in a short sale, foreclosure, or loan modification. Enacted into law yesterday, Senate Bill 401 generally aligns California's tax treatment of mortgage debt relief income with federal law. For debt forgiven on a loan secured by a "qualified principal residence," borrowers will now be exempt from both federal and state income tax consequences. The existing federal exemption is for indebtedness up to $2 million, whereas the new California exemption is for indebtedness up to $800,000 and forgiven debt up to $500,000.
"Qualified principal residence" indebtedness is defined as debt incurred in acquiring, constructing, or substantially improving a principal residence. It includes both first and second trust deeds. It also includes a refinance loan to the extent the funds were used to pay off a previous loan that would have qualified.
The tax breaks apply to debts discharged from 2009 through 2012. Californians who have already filed their 2009 tax returns may claim the exemption by filing a Form 540X amendment.
Taxpayers who do not qualify for the above exemptions (e.g., second home or rental property) may nevertheless be exempt under other provisions. Most notably, taxpayers who are bankrupt are exempt from debt relief income tax. Also, taxpayers who are insolvent are exempt from debt relief income tax to the extent their current liabilities exceed current assets.
For more information about mortgage forgiveness tax consequences, go to California Franchise Tax Board's Mortgage Forgiveness Debt Relief Extended webpage and the Internal Revenue Service's Mortgage Forgiveness Debt Relief Act and Debt Cancellation webpage. The full text of Senate Bill 401 is available at www.leginfo.ca.gov.
"Qualified principal residence" indebtedness is defined as debt incurred in acquiring, constructing, or substantially improving a principal residence. It includes both first and second trust deeds. It also includes a refinance loan to the extent the funds were used to pay off a previous loan that would have qualified.
The tax breaks apply to debts discharged from 2009 through 2012. Californians who have already filed their 2009 tax returns may claim the exemption by filing a Form 540X amendment.
Taxpayers who do not qualify for the above exemptions (e.g., second home or rental property) may nevertheless be exempt under other provisions. Most notably, taxpayers who are bankrupt are exempt from debt relief income tax. Also, taxpayers who are insolvent are exempt from debt relief income tax to the extent their current liabilities exceed current assets.
For more information about mortgage forgiveness tax consequences, go to California Franchise Tax Board's Mortgage Forgiveness Debt Relief Extended webpage and the Internal Revenue Service's Mortgage Forgiveness Debt Relief Act and Debt Cancellation webpage. The full text of Senate Bill 401 is available at www.leginfo.ca.gov.
Monday, April 12, 2010
Thursday, March 4, 2010
Max helps Re/Max Raise $100 million for Children's Miracle Network!
Max Folkers Plays Role in Helping RE/MAX Network Raise $100 Million for Children’s Miracle Network
San Diego, CA March 03, 2010—Max Folkers has been a supporter of Children's Miracle Network since 2005, and has made regular donations to the children’s charity when every sale or listing has close. These funds have helped RE/MAX, a leading real estate franchisor, arrive at an amazing milestone: $100 million dollars donated over the past 18 years for Children’s Miracle Network, which raises funds for more than 170 pediatric hospitals. In doing so, RE/MAX became one of the top three Children's Miracle Network donors of all time.
The funds raised by Max Folkers go to Rady Children’s Hospital San Diego to help treat children needing expert medical care. “Supporting my local Children's Miracle Network hospital is part of the RE/MAX ethic. I am immensely proud to support Rady Children’s,” said Max.”I feel it is important to give back to this community in which I earn my living. I feel blessed that my two children have never had to utilize their services, however I am glad to know that my contributions are there for other children in need.”
The donations from hundreds of RE/MAX offices and thousands of RE/MAX Associates amount to millions of dollars each year for children’s hospitals. RE/MAX primarily raises funds through the Miracle Home® program where Associates make a contribution to Children’s Miracle Network with each closed transaction. RE/MAX offices and agents also sponsor golf tournaments, host art auctions and organize a variety of other fundraising activities throughout the year.
“When you take into account that the real estate industry was hit harder than any other by the economic recession, it’s overwhelming that RE/MAX Associates raised $7 million for Children’s Miracle Network in 2009 alone, bringing their total to a landmark $100 million,” said Scott Burt, president and CEO, Children’s Miracle Network.
”Knowing that children’s hospitals have been impacted deeply by the downturn in philanthropic giving, RE/MAX Associates worked harder than ever to support Children’s Miracle Network and the children in our communities,” said Vinnie Tracey, president, RE/MAX International, Inc.
RE/MAX has been a corporate fundraising sponsor since 1992 and has raised $100 million for children’s hospital over the past 18 years. These much needed funds given to Children’s Miracle Network hospitals may be used for specialized medical care, research and education.
Friday, February 26, 2010
The "Walkability" Index.....
Walk Score - Helping homebuyers, renters, and real estate agents find houses and apartments in great neighborhoods.
One of the hottest buzz words in real estate these days is "walkability". A lot of people are looking for a home in a neighborhood where schools, restaurants, groceries, public transit and entertainment are located in walking distance. Beginning Feb. 22, 2010 all active listings on the MLS will include a link to Walk Score, a website providing select information for a specific property address. This score calculates the walkability of an address based on the distance from to nearby amenities. The results are provided in an interactive map format as well as detailed dropdown list. Additional features include walkability scores and related features for both major cities and their neighborhoods.
As a side note, San Diego is ranked 16th on their list of the most walkable neighborhoods in the top 40 U.S. cities! Please email me if you'd like to know how your home fares!
One of the hottest buzz words in real estate these days is "walkability". A lot of people are looking for a home in a neighborhood where schools, restaurants, groceries, public transit and entertainment are located in walking distance. Beginning Feb. 22, 2010 all active listings on the MLS will include a link to Walk Score, a website providing select information for a specific property address. This score calculates the walkability of an address based on the distance from to nearby amenities. The results are provided in an interactive map format as well as detailed dropdown list. Additional features include walkability scores and related features for both major cities and their neighborhoods.
As a side note, San Diego is ranked 16th on their list of the most walkable neighborhoods in the top 40 U.S. cities! Please email me if you'd like to know how your home fares!
Wednesday, February 24, 2010
Expenses to Expect When Selling Your Home.
It is a known fact that when you purchase a home you will have many different expenses related to the sale. It is important to know as well that when you sell your home, you will also have expenses that will be required. Below is a list of some of the most common costs that come with selling your home.
Closing Costs: Although most of the closing costs are the responsibility of the buyer, the seller is expected to pay the property taxes and insurance up to the date of the closing, even if they’re not due yet. in addition, some buyers will ask the seller for help with other closing costs as part of the negotiations.
Realtor Commission: Typically there’s a 4 percent to 7 percent commission on the sale price of the house if you opt to go with an agent. Usually this rate is between 5 percent and 6 percent, so be sure to account for this cost when pricing your home and figuring up your expenses that come with selling your home.
Home Inspections: Although the buyer pays for the home inspection, it’s a good idea to get your own inspection before putting your house on the market. This way you’re aware of any hidden problems before selling. Also, you will probably be paying for a pest inspection.
Prepayment penalty: Many mortgages have prepayment penalties if you pay off the mortgage early. Be sure to examine your mortgage agreement and read the fine print.
Many homeowners are not aware of the costs involved with selling a home but there are some perks as well. With any home sale you are eligible for a tax write off of up to $250,000 gained in the sale of your home for a single owner, and $500,000 for married couples. This applies for most state taxes as well; check with a tax professional to get all the details of any tax credit that may be available to you and your situation.
Friday, February 12, 2010
First Time Home Buyers Seminar- Free!
I am really excited about a workshop that my office is hosting with the guys at Opes Advisors. This is a free workshop, open to anyone wants to learn more about buying their firt home. Confused about the $8000 tax credit (which is ending soon)? Don't know if renting is better than buying? I highly urge you to come on down to Mission Valley on Feb. 25th from 6:00 to 7:30 pm and get all of your questions answered.
Wednesday, February 10, 2010
Sellers: Disclose, disclose, disclose!
This week, I experienced yet another contract fall apart only days before closing. This time I was dealing with an investment property that sounded great on paper but when the buyer discovered the reality of what he was buying, the entire deal soured. It was a total disappointment from our camp because the only reason why this portfolio of properties are not closing is as a result of a lack of disclosure.
Regardless of what you’re selling, it is important to paint an accurate picture to buyers. You may be able to trick a few people into believing that your 25 year old Hyundai is as nice as a new Mercedes but when the buyer comes to see, touch, and feel, they’ll always walk away. The same holds true for real estate. Agents are notorious for “puffing” and so much so that it’s covered in real estate text books in pre and post licensing. Puffing is the act of over-stating a home’s attributes within certain limits.
When a home is small, it’s referred to as quaint.
When a home is near a highway, easy commute.
When a home is on fire, motivated seller…you get the idea.
The harm in puffing comes when you have to disclose what you’ve been saying isn’t at all accurate. Take this transaction: listed as a portfolio of occupied and rented properties - winner! The reality: two tenants are being evicted and 2 units are rented by the room. Until this week, the leases didn’t even exist. Also, the properties were sold as completely renovated, which again can disappoint when it comes to ones expectations as to what they’re anticipating.
In real estate, it’s best to disclose every bit of information up front, especially anything that may affect whether or not a buyer would make an offer. If not up front, what other time would be opportune to disclose improtant information regarding the transaction you’re working on….at closing, after closing, during the inspection, or never. Also, agents who play the “don’t ask, don’t tell” rule with regards to material facts will quickly discover that they are liable for what they knew and should have known. Sorry, my friend, ignorance isn’t an excuse.
I’m big on real estate disclosure because I like my job and I plan to be doing it for a very long time. Agents whom omit important details that are discovered by the seller later on are quickly ushered out of the business as a result of a number of lawsuits or sanctions by the real estate commission.
It’s a shame that my client wasted his time and money to discover the truth of what was being held back in the situation. For us, we’re now 30 days into a failed contract and have to start over to find another opportunity to sell this client. Had everything been as it was sold, we would be going to closing this week and everyone would be happy. Instead, because of a lack of property disclosure and probably too much puffing, it’s back to square one.
Thursday, February 4, 2010
A new pre-listing opportunity in Little Italy! Get lost in the insane views.
http://www.postlets.com/create/create36.php?pid=3339536&p=view
A few of the agents in my office are some of the biggest REO Listing Agents in San Diego. Because of this, I am able to share all of their pre-listed bank owned properties with you. If you have been looking in the San Diego area at all over the past couple of years, you will know how huge of a deal this is. Imagine having "first dibs" on a home before it gets flooded with buyers and multiple offers! Email me and let me know what you are looking for. I will add you to my list of interested buyers (I really do have one- this isn't just a gimmick!)
A few of the agents in my office are some of the biggest REO Listing Agents in San Diego. Because of this, I am able to share all of their pre-listed bank owned properties with you. If you have been looking in the San Diego area at all over the past couple of years, you will know how huge of a deal this is. Imagine having "first dibs" on a home before it gets flooded with buyers and multiple offers! Email me and let me know what you are looking for. I will add you to my list of interested buyers (I really do have one- this isn't just a gimmick!)
Monday, February 1, 2010
New Government Short Sale Program – Home Affordable Foreclosure Alternatives HAFA
What is this exactly? Well the government initially announced forthcoming plans and guidelines back in May 2009, which was a bit premature, to coincide with the loan modification program put into place (HAMP). Since then nothing had been mentioned until Nov 30, 2009. On this date guidelines were released for servicers to follow if they want to collect on government (Treasury) paid incentives for doing short sales for homeowners. This plan is set to go into effect April 2010.
Below is a list of commonly asked questions about this program.
How does it help homeowners?
• Foreclosure is postponed for 120 days while the property is for sale.
• Streamlined short sale and deed in lieu (DIL) process; predetermined listing price, 10 day approval timeframe
• Homeowners will receive $1500 for move out expenses in a Short Sale or DIL
• Homeowners will be released of all future claims from the lender, i.e. no deficiency rights
• Lender will pay all fees associated with sale including real estate commissions
Who is eligible?
• Properties that are primary residence
• First mortgage originated on or before January 1, 2009
• Mortgage is delinquent or default is reasonably foreseeable
• Current unpaid principle balance is equal to or less than $729,750
• The borrowers total monthly mortgage payment exceeds 31% of borrowers gross income
• Homeowners must have been evaluated for a HAMP loan modification first, but homeowner can still request a short sale or DIL.
What does a homeowner need to do?
• Hire a Licensed real estate broker familiar with HAFA guidelines to list property.
• Respond to lender request within 14 days to start program or they may not be eligible.
• Provide all information and sign HAFA documents required to verify program eligibility
• Cooperate with listing broker to actively market the property and respond to servicer inquiries
• Maintain the interior and exterior of the property in a manner that facilitates marketability.
• Work to clear any liens or other impediments to title that would prevent a sale
• Make reduced monthly payment stipulated by the lender if asked, or if applicable.
Need more info? Click here. I can help.
Monday, January 25, 2010
One of the things I love best about living in San Diego.
Living in San Diego definitely has it's benefits. Of course there is the weather and the beaches, but one of the things I love best is the variety of activities available. For example, I came into the office today and asked the proverbial question "how was your weekend?" One person enjoyed the sunshine as she ran in the Carlsbad Marathon:
My assistant took her kids to the local mountains to enjoy the snow (there was 3 ft of fresh powder!) on Saturday and went to the beach to enjoy the sunshine on Sunday. And us? We went to Monster Truck Jam (gotta love it!)
If you are looking for something to do, have you looked into Restaurant Week? They just extended it for one more week. What a great opportunity to try a new (or favorite) restaurant!
Friday, January 22, 2010
How to Prepare Your Home for the Rainy Season | eHow.com
It appears that we will have a short reprieve from the rain this weekend, then more next week. If you are like me, you have some cleaning up to do around your house. I hope you aren't one of the unlucky ones who have had a tree come down...
How to Prepare Your Home for the Rainy Season eHow.com
How to Prepare Your Home for the Rainy Season eHow.com
Thursday, January 21, 2010
Brand new listing in Ocean Beach. Check it out!
For Sale: 3BR/1+1BA Single Family House in San Diego, CA, $601,000
Click the link above to see my newest listing in Ocean Beach. I haven't made it active yet on the MLS, so if you want to see it, please call me at 619-977-8364. I am excited about this house- it's a gem...
Click the link above to see my newest listing in Ocean Beach. I haven't made it active yet on the MLS, so if you want to see it, please call me at 619-977-8364. I am excited about this house- it's a gem...
Wednesday, January 20, 2010
Kids Eat Free in San Diego
My assistant came in this morning all excited because last night she went to Islands restaurant and her kids ate for free. It got me thinking about other restaurants that may offer this. Here is what I came up with. The following is a list of San Diego restaurants that offer free kids' meals. Do you know of something not listed here? Please email me @ team@maxfolkers.com. I'd love to know of it.
And my disclosure: Make sure to check with restaurants before going to see if special is current, as these specials tend to change.
Keep in mind that lunch and Happy Hour specials (often ½ off appetizers and drink specials) are more affordable than dinners! Another good deal is the all-you-can-eat buffets (such as Sizzler and many Asian buffets), especially when kids 2 and under eat for free.
Anita's Restaurant (Oceanside) - Sun & Tues, all day. Free kid's meal w/adult purchase
Carrow's - Weds and Thurs after 4 p.m. children under 10 w/purchase of adult entrée
Chevy's - Tues all day children 12 and under w/purchase of an adult entrée (website tells you which locations are not participating)
Chick-Fil-A - Tues children 12 and under free kids meal w/adult purchase
Chicken Pie Dinner (Poway) - Tues get free kid's meal and drink for with adult w/ adult entrée purchase and drink.
Coco's - Tues & Weds children 10 and under get a free kid's meal w/ adult entrée purchase.
Denny's - Tues (some locations also Sat) 4 p.m. - 10 p.m. free kid's meal w/adult entrée
El Torito - Saturday 11:30 a.m. - 3 p.m. kids 12 & under from kid's menu w/adult entrée
Fuddruckers (only the downtown location) - Sun, all day. Children 12 & under from the kid's menu w/purchase of adult entrée.
Hacienda Casablanca (formerly Antonio's Hacienda) - Mon all day w/paid adult
Holiday Inn - Many locations have deals where children 12 & under eat free and children 19 & under stay free
Hooley's Irish Pub - Kids 12 & under get one free meal w/ adult purchase. Wednesday night @ San Diego location, Monday night @ La Mesa location
Islands - Tues. nights Two kids menu item free w/ purchase of adult entrée @ Mission Valley, Balboa Ave. in San Diego and Vista locations! (Hence the excitement)
La Costa Blanca - Mon. all day kids eat free from kid's menu w/adult purchase. Every day - free soda w/kids meal purchase
Pasha Mediterranean Cafe & Grille (on 5th Ave.) - Children 6 & under get free kids meal w/adult purchase. Sunday - Thurs, all day
Pat & Oscar's - Tues w/adult purchase kids get a Just For Kids Meal
Q Restaurant Sports and Grill (Oceanside) - Kids 12 and under get a free kids meal w/adult entree every Tuesday, 5:30 - 7:30. Also they have free Karaoke!
Roadhouse Grill - (Santee & San Marcos) Tues free kidss meal w/adult entrée
Ruby's Diner - (Carlsbad, San Diego & Oceanside) Tues after 4 p.m. free kid's meal, 12 and under, with paying adult.
Wings Pizza 'n Things - (Oceanside) Tues all day from kid's menu w/adult purchase.
Maybe this will be a good opportunity to try something new, or re-visit an old favorite. Who knows? Happy eating!
And my disclosure: Make sure to check with restaurants before going to see if special is current, as these specials tend to change.
Keep in mind that lunch and Happy Hour specials (often ½ off appetizers and drink specials) are more affordable than dinners! Another good deal is the all-you-can-eat buffets (such as Sizzler and many Asian buffets), especially when kids 2 and under eat for free.
Anita's Restaurant (Oceanside) - Sun & Tues, all day. Free kid's meal w/adult purchase
Carrow's - Weds and Thurs after 4 p.m. children under 10 w/purchase of adult entrée
Chevy's - Tues all day children 12 and under w/purchase of an adult entrée (website tells you which locations are not participating)
Chick-Fil-A - Tues children 12 and under free kids meal w/adult purchase
Chicken Pie Dinner (Poway) - Tues get free kid's meal and drink for with adult w/ adult entrée purchase and drink.
Coco's - Tues & Weds children 10 and under get a free kid's meal w/ adult entrée purchase.
Denny's - Tues (some locations also Sat) 4 p.m. - 10 p.m. free kid's meal w/adult entrée
El Torito - Saturday 11:30 a.m. - 3 p.m. kids 12 & under from kid's menu w/adult entrée
Fuddruckers (only the downtown location) - Sun, all day. Children 12 & under from the kid's menu w/purchase of adult entrée.
Hacienda Casablanca (formerly Antonio's Hacienda) - Mon all day w/paid adult
Holiday Inn - Many locations have deals where children 12 & under eat free and children 19 & under stay free
Hooley's Irish Pub - Kids 12 & under get one free meal w/ adult purchase. Wednesday night @ San Diego location, Monday night @ La Mesa location
Islands - Tues. nights Two kids menu item free w/ purchase of adult entrée @ Mission Valley, Balboa Ave. in San Diego and Vista locations! (Hence the excitement)
La Costa Blanca - Mon. all day kids eat free from kid's menu w/adult purchase. Every day - free soda w/kids meal purchase
Pasha Mediterranean Cafe & Grille (on 5th Ave.) - Children 6 & under get free kids meal w/adult purchase. Sunday - Thurs, all day
Pat & Oscar's - Tues w/adult purchase kids get a Just For Kids Meal
Q Restaurant Sports and Grill (Oceanside) - Kids 12 and under get a free kids meal w/adult entree every Tuesday, 5:30 - 7:30. Also they have free Karaoke!
Roadhouse Grill - (Santee & San Marcos) Tues free kidss meal w/adult entrée
Ruby's Diner - (Carlsbad, San Diego & Oceanside) Tues after 4 p.m. free kid's meal, 12 and under, with paying adult.
Wings Pizza 'n Things - (Oceanside) Tues all day from kid's menu w/adult purchase.
Maybe this will be a good opportunity to try something new, or re-visit an old favorite. Who knows? Happy eating!
Tuesday, January 19, 2010
Help is on the way...
Thomas Jefferson said, "If you find yourself at the end of your rope, tie a knot and hang on." Unfortunately in today's real estate market in San Diego, tying a knot may end up costing you more money, grief and stress. Fortunately, you may have several options to assist you in "letting go" responsibly and doing ultimately what is best for you and your family's financial outlook.
So if you find yourself in a position where you owe more than your real estate is worth and you can no longer afford to pay for it, then a short sale may be your best option. Arm yourself with knowledge so you can avoid the stress and anxiety associated with facing foreclosure and going through the short sale process.
What is a short sale?
Simply put, a short sale is a real estate transaction where the homeowner, aka the borrower, owes the lender(s) more than what their property is worth. In a short sale, the lender must approve and accept less than what they are fully owed. This means they may settle for $400,000, even if you currently owe them $500,000...even if the loss is hundreds of thousands of dollars. Now with the new Federal Programs, the banks have more incentive to accept more short sales.
Let me ask you:
* Are you facing a financial hardship that you know will decrease your income?
* Are you getting behind on your mortgage and you're not sure if you can catch up?
* Are you currently facing Foreclosure and Need to Sell Quickly?
If you are facing any of the situations above, and you think a short sale might be your best option, then read on. I just finished getting certified as a "Certified Distress Property Expert" and I have successfully closed several short sale transactions.
I can help you.
Don't worry. It's not your fault and you are not alone.....
Keep in mind, we've all had our ups and downs in life and a lot of other good people are also in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure and we know how you feel when you just don't want answer the phone any more. We have all been there and unfortunately it doesn't seem like the tide is breaking. In 2010, according to Realty Trac over 60% of Real Estate transaction will be short sales.
Did you know that nearly 90% of the homeowners nationwide who try to "short sale" their home will end up losing their home to foreclosure due to an uneducated, misinformed or lazy agent? Don't allow this to happen to you! I specialize in Short Sales, and I get them approved!
I know how you feel and I can help. Let's start with a free home valuation. I will email you a Comprehensive Market Analysis so that you may have all of the information you need to make the best choice.
P.S. Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction, trustee sale! Save your credit and have peace of mind dealing with a Pro.
So if you find yourself in a position where you owe more than your real estate is worth and you can no longer afford to pay for it, then a short sale may be your best option. Arm yourself with knowledge so you can avoid the stress and anxiety associated with facing foreclosure and going through the short sale process.
What is a short sale?
Simply put, a short sale is a real estate transaction where the homeowner, aka the borrower, owes the lender(s) more than what their property is worth. In a short sale, the lender must approve and accept less than what they are fully owed. This means they may settle for $400,000, even if you currently owe them $500,000...even if the loss is hundreds of thousands of dollars. Now with the new Federal Programs, the banks have more incentive to accept more short sales.
Let me ask you:
* Are you facing a financial hardship that you know will decrease your income?
* Are you getting behind on your mortgage and you're not sure if you can catch up?
* Are you currently facing Foreclosure and Need to Sell Quickly?
If you are facing any of the situations above, and you think a short sale might be your best option, then read on. I just finished getting certified as a "Certified Distress Property Expert" and I have successfully closed several short sale transactions.
I can help you.
Don't worry. It's not your fault and you are not alone.....
Keep in mind, we've all had our ups and downs in life and a lot of other good people are also in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure and we know how you feel when you just don't want answer the phone any more. We have all been there and unfortunately it doesn't seem like the tide is breaking. In 2010, according to Realty Trac over 60% of Real Estate transaction will be short sales.
Did you know that nearly 90% of the homeowners nationwide who try to "short sale" their home will end up losing their home to foreclosure due to an uneducated, misinformed or lazy agent? Don't allow this to happen to you! I specialize in Short Sales, and I get them approved!
I know how you feel and I can help. Let's start with a free home valuation. I will email you a Comprehensive Market Analysis so that you may have all of the information you need to make the best choice.
P.S. Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction, trustee sale! Save your credit and have peace of mind dealing with a Pro.
Monday, January 18, 2010
Newseum | Today's Front Pages | Map View
Check out this cool site. Move your mouse over the map and you can instantly read that cities newspaper. Very neat! A person could spend way too much time here.
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