Help is on the way...

Thomas Jefferson said, "If you find yourself at the end of your rope, tie a knot and hang on." Unfortunately in today's real estate market in San Diego, tying a knot may end up costing you more money, grief and stress. Fortunately, you may have several options to assist you in "letting go" responsibly and doing ultimately what is best for you and your family's financial outlook.
So if you find yourself in a position where you owe more than your real estate is worth and you can no longer afford to pay for it, then a short sale may be your best option. Arm yourself with knowledge so you can avoid the stress and anxiety associated with facing foreclosure and going through the short sale process.
What is a short sale?
Simply put, a short sale is a real estate transaction where the homeowner, aka the borrower, owes the lender(s) more than what their property is worth. In a short sale, the lender must approve and accept less than what they are fully owed. This means they may settle for $400,000, even if you currently owe them $500,000...even if the loss is hundreds of thousands of dollars. Now with the new Federal Programs, the banks have more incentive to accept more short sales.
Let me ask you:
* Are you facing a financial hardship that you know will decrease your income?
* Are you getting behind on your mortgage and you're not sure if you can catch up?
* Are you currently facing Foreclosure and Need to Sell Quickly?
If you are facing any of the situations above, and you think a short sale might be your best option, then read on. I just finished getting certified as a "Certified Distress Property Expert" and I have successfully closed several short sale transactions.
I can help you.
Don't worry. It's not your fault and you are not alone.....
Keep in mind, we've all had our ups and downs in life and a lot of other good people are also in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure and we know how you feel when you just don't want answer the phone any more. We have all been there and unfortunately it doesn't seem like the tide is breaking. In 2010, according to Realty Trac over 60% of Real Estate transaction will be short sales.
Did you know that nearly 90% of the homeowners nationwide who try to "short sale" their home will end up losing their home to foreclosure due to an uneducated, misinformed or lazy agent? Don't allow this to happen to you! I specialize in Short Sales, and I get them approved!
I know how you feel and I can help. Let's start with a free home valuation. I will email you a Comprehensive Market Analysis so that you may have all of the information you need to make the best choice.
P.S. Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction, trustee sale! Save your credit and have peace of mind dealing with a Pro.